If I'm driving without my wallet and I get pulled over, will I be charged for driving without a licence? I thought I was allowed to produce it within 24 hours.

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Can I save a photo of my licence on my iPhone, just in case? – Dorothy, Oshawa, Ont. Police have licence to charge you – or not – if you're driving without yours. But a photo on your phone won't help you – at least not yet. 'It's up to the officer's discretion – you could get lucky,' said Sergeant Kerry Schmidt of the Ontario Provincial Police. 'You are to surrender your licence when requested to, and a picture would not satisfy an officer because it may or may not be legitimate.' Police in Ontario can look it up on the spot to see whether you look like your driver's licence photo on file, Schmidt said.

Still, you're supposed to be carrying your actual licence. And you're supposed to physically hand it over when asked. 'The ministry does not currently accept photos of licences in lieu of the actual card,' Ontario's Ministry of Transportation said in an e-mail statement. 'Therefore, drivers must carry a drivers licence card.' Selfie control? And everywhere else in Canada?

We checked – every province requires you to carry your licence with you. And nobody has a law that allows you to use a picture of your licence. So how close are we to a driver's licence that would appear in your smartphone's wallet, like a credit card or concert ticket?

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Nobody has one yet. Iowa and have been in a race to be the first American state to offer digital licences. After a trial run last year with 100 state employees, Iowa to offer a licence app statewide before the end of 2018. 'We definitely need to be able to accept this as proof of identity and driving privilege where necessary,' Mark Lowe, Iowa interim department of transportation director, told the Des Moines Register. 'Our law enforcement should be able to interact with it and we should be able to use it to rent a car, get a hotel room, buy cigarettes, buy alcohol – things where you are typically expected to provide some proof of identity.' The app shows a licence rotating photo that developers call the 'Harry Potter feature.'

Users upload a selfie that is verified against their official driver's licence photo on file. There are potential problems, though. What if your battery dies?

Or, more seriously, what if a crook hacks into the system and steals your identity? And would you be comfortable handing your phone over to police? Idaho, Colorado, Maryland, Wyoming and Washington, D.C. – are part of a, while several other states are officially looking into them, along with, in Australia, the Netherlands and Brazil. And here at home? We checked with every province, and there's nothing officially in the works. 'Alberta is open to exploring options for updated ways to display a driver's licence and will consider this as part of future modernization efforts,' Cheryl Tkalcic, Service Alberta spokeswoman, said in an e-mail.

Renewed hope? Still, there are some nods to the present here. Ontario and Newfoundland allow drivers to renew licences online, although you have to show up in person if you need a new picture.

And the licences are still sent through the mail. Both provinces require renewals every five years and new photos every 10 years. Ontario's 2017 budget announced the approval of electronic proof of insurance – which is available in most American states – although no official launch date has been set. There haven't been announcements from any other provinces, although most say they're considering it. While they might not replace paper entirely, a pink slip on your phone would mean you wouldn't have to rifle through a nest of papers in your glove box if you get pulled over for speeding.